BOB Personal Loan 2024: The Bank of Baroda is providing various facilities to their customers to facilitate them. We may need the instant amount in Everyday situations while dealing with any wedding ceremony, festivals, repair of the home and other purposes. You can take personal loans to get instant amount to complete your needs. but there are various banks which are providing the loan amount with higher interest rates.
If you are customer of BOB then you can apply online for BOB personal loan 2024 through online mode. where you can get up to 1500000 as personal loan. Today we have providing you step by step details to apply online for Bank of Baroda personal loan 2024 and the eligibility criteria including the interest rates and require documents to apply for BOB personal loan 2024.
सिबिल 300 से कम, यहां से मिलेगा 1000 से 7 लाख का लोन एकदम, अब सोचो मत बस लेलो – और टेंशन फ्री जीलो – Bharat News (bharti-axagi.co.in)
BOB Personal Loan 2024
Bank of Baroda is providing various types of loan including business loan, educational loan, home loan and personal loan etc. but today we are especially focusing on the bank of Baroda personal loan scheme. There are total three type of personal loan available in Bank of Baroda according to the categories of customers. Salaried person, self employee person and pensioners can apply for personal loan in Bank of Baroda according to their categories.
If you are applying online for BOB Digital pre approved personal loan then you can apply up to 10000 to 5 lakh rupees from your mobile phone. however you can take maximum 20 lakh by visiting to the nearest Bank of Baroda branch. but firstly you need to check the eligibility criteria to apply for personal loan.
Eligibility Criteria for BOB Personal Loan 2024
You need to complete the following eligibility criteria for applying online in Bank of Baroda personal loan 2024.
- Only Indian citizens can apply online for Bank of Baroda personal loan.
- if you are already customer of Bank of Baroda then you will get easily your loan amount.
- your age should be more than 21 years old to apply for personal loan.
- Salary person And self individuals and pensioners can apply for personal loan according to their income.
- The bank will charge minimum 5% interest rates and maximum 18% interest rates according to the condition of the customer.
- If you are already Borrower of any Bank then you will not get the loan from Bank of Baroda.
Documents for Bank of BOB Personal Loan 2024
you need to carry the following document at the time of applying online for BOB Personal Loan 2024:
- Aadhar number of the applicant which is linked to your mobile number
- PAN card of the applicant
- Latest 6 month bank statement
- If you are a salaried person Then you need to submit last 2 year income tax return document.
- if you are self-employed then you have to submit GST number and GST return documents.
- You should also have registered mobile number and email ID with bank.
Apply online for BOB Personal Loan 2024
- First of all visit to the official website of Bank of Baroda.
- after that you have to click on the link for BOB Personal Loan 2024.
- in this section you have to click on the link for Bank of Baroda personal loan 2024.
- Now you have to click on the link for bob loan apply now
- After that you will reach on a new page where you have to enter your registered mobile number. bank will send OTP message in your mobile number to verify yourself.
- after that you can see an application form where you have to enter your personal details and professional details.
- select the amount of loan and select the EMI procedure to return the amount of your loan.
- now you have to upload the documents which have mention about and click on the link for submit button.
After that you are application will be submitted and company will verify your application. you will receive call from employees of Bank of Baroda for personal verification. after completing your personal verification you will receive the amount of loan in your bank account.
Bank of Baroda Personal Loan Charges 2024
If you are applying online then company will charge you the interest rates of loan between 12.40% to 15.90%. You can select your EMI between 18 months to 36 months. However if you are going to Apply for personal loan by visiting physically in the branch then you can get the facility of selecting EMI between 12 months to 60 months.
There will be 2% processing fees where minimum amount will be 1000 and the maximum amount will be 10000 rupees in this processing fees. you have to also pay additional GST on your processing fees. These all amount will be deducted from your loan amount which will be provided you after all deductions.